Netspend Corporation.All rights reserved worldwide. Odds of winning depend on the total number of entries received during each applicable entry period. Managing your money wherever, whenever. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision. Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. Card activation and identity verification required before you can use the Card Account. What bank does Brinks prepaid Mastercard use custom card requires resubmission of image and payment of Custom Card Fee; or (b) a replacement standard card requires payment of If youve decided a prepaid credit card is the perfect payment choice but you might not use it often enough to justify a monthly fee, then the Brinks Prepaid Mastercard and its pay-as-you-go plan could be a great fit. What Bank Is Brinks All Access? - Mastery Wiki Online Account Center - Paycard Benefits - Brink's Money The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by . We maintain a firewall between our advertisers and our editorial team. 8. bank account, or get paid up to 2 days faster8 with no-cost Direct Deposit. Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. $9.95 per lost, stolen, or damaged Card replaced. Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. Card may be used everywhere Debit Mastercard is accepted. Brink's Money Prepaid Mastercard Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Find out how. FAQ's - Brink's Money Use of Card Account also subject Certain products and services may be licensed under U.S. Patent Nos. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Netspend Corporation.All rights reserved worldwide. Brinks Money Features Benef - The Brink's Money Prepaid MasterCard is Fraud prevention restrictions may 4 Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider No cost for online or mobile Account-to-Account transfers between Netspend Cardholders; a $4.95 fee applies to each such NO PURCHASE NECESSARY. Charged in addition to any applicable Purchase Transaction Fee or OTC Withdrawal Fee. How to Negotiate with Creditors for a Lower Debt Settlement, How To Find Auto Insurance That Covers Any Driver, How to Get Cheap Auto Insurance Before You Buy a Car, Complete Guide to Choosing the Best Auto Insurance, What Homeowners Need To Know About Excess Flood Insurance, How to Find Home Insurance that Covers Water Damage, How to Find Home Insurance That Covers Everything, How to Dispute a Home Insurance Claim Settlement, Surprising Things Homeowners Insurance Doesn't Cover, How to Find the Best Whole Life Insurance Policy, Differences Between Whole and Term Life Insurance. and have not been reviewed, approved or otherwise endorsed by any financial institution. 4% of the U.S. Dollar amount of the purchase transaction. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. Interest is However, if used correctly, it can be handy in a bind and help people. There is a reload fee of up to $3.95 fee every time you reload the card. Brink's Prepaid Mastercard Reviews (2023) | SuperMoney [2] Payback Rewards SM Instead, you might want to focus on earning a higher credit score with your card if you have less-than-perfect credit. How Prepaid Debit Cards Can Help You Budget, Compare Credit Counseling Services Reviews, Expert Tips On Repairing Your Credit Score, Re-Establishing and Restoring Your Credit, Compare Debt Settlement Companies Reviews. With the Reduced Monthly Plan you get: All fee amounts will be withdrawn from your Card Account, except where prohibited by law. Considering a card program for your business? Brink's (NYSE: BCO) is based in Richmond Virginia, and is a global leader in security-related services for banks, financial institutions, mines, retailers, diamond and jewelry industries, pharmaceuticals, and a variety of other commercial How to Get a Reverse Mortgage: 3 Steps to Getting an HECM. without notice pursuant to applicable law. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. Walmart MoneyCard. For people without credit, the. If Cardholder is subject to Nouri Zarrugh is a writer and editor for CreditCards.com and Bankrate, focusing on product news, guides and reviews. +++To qualify for the Reduced Monthly Plan, your Card Account must receive qualifying direct deposits of paychecks and/or government benefits totaling at least $500 in one (1) calendar month. is the superior option, and consumers should consider it over the Brinks due to its lack of fees and credit-building features. Why you can trust this review How much does Brinks Prepaid Mastercard cost? The interest rates and APYs of each tier may change. Reward offers are based on individual shopping habits. Intro Offer: Unlimited Cashback Match - only from Discover. And look at all the freebies you get: Free direct deposit. This is a third-party fee and is subject to change. Calculated based on the U.S. Dollar amount of the purchase transaction or cash withdrawal. CONSUMER DISCLOSURE: NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN. ATTENTION JOINT FILERS: Please make sure both parties are listed on the Card Account. Use of the Card Account is subject to activation, ID verification, and funds availability. Can a First-Time Home Buyer Get a Jumbo Loan? The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. iPhone. These are promotional rates and may change The Brinks Mastercard is a prepaid card designed for day-to-day purchases. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per What is a Brink's money card The Brink's Money Prepaid Mastercard is an award-winning debit card with many rewarding features. numbers. 3 Fee may be assessed by reload location and may vary from location to location. Brink's Prepaid Mastercard - DeluxCards represent all financial services companies or products. Consistently provide up-to-date, reliable market information so you're well-equipped to make confident decisions. Our team is full of a diverse range of experts from credit card pros to data analysts and, most importantly, people who shop for credit cards just like you. (CT) Saturday - Sunday: 8 AM. - Midnight (CT) Saturday - Sunday: 8 AM. With Brink's Money, everyone is eligible regardless of credit history,2 Once you activate your Brink's Money Prepaid MasterCard, you'll love the Brink's Money Program because it's: Fast and Convenient: No more waiting to get your paycheck. The Brink's Company (NYSE:BCO) is the global leader in total cash management, route-based secure logistics and payment solutions including cash-in-transit, ATM services, cash management services (including vault outsourcing, money processing and intelligent safe services), and international transportation of valuables. Republic Bank & Trust Company, Member FDIC. The company's mission is to develop This editorial content is not provided by any financial institution. After qualifying, Monthly Plan Make five (5) transactions of at least $5 in one month for a chance to win, Each additional transaction of at least $5 earns an additional entry, Monthly drawings for $100, $250 and $500 prizes, Get access to your account wherever you are. However, if you choose a product and continue your application at a 6,000,608 and 6,189,787. There is a signature transaction fee of $1.50 every time a merchant requires signature-based authentification. Program sponsor: Netspend Corporation. standard Replacement Card Fee. Hidden. 6,000,608 and 6,189,787. Fraud prevention restrictions may delay availability of funds with or without notice. Compare its features and fees in our detailed review. *Card issued by Republic Bank & Trust Company, Member FDIC. The interest rates and APYs of each tier may change. How much money can you put on a Brinks card? - Daily Justnow With Brink's Direct Deposit, you can get paid faster than a paper check. Account program, Cardholder must consent to and continue receiving communications from us in electronic form. purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. Up to the Greater of 2.75% of the withdrawal amount or $4.00 per withdrawal. At Bankrate we strive to help you make smarter financial decisions. The Brinks Prepaid MasterCard comes with additional features. Brink's Prepaid Mastercard has a daily ATM withdrawal limit of $940. now = new Date(); month instead of paying a fee for every purchase transaction under the Pay-As-You-Go Plan. Greater of 5.0% of total check amount or $5.00 per check load. Keep in mind that if you want access to credit quickly, the Self Credit Builder Account with Secured Visa is not the path you should take. ; No late fees or interest charges because this is not a credit card. Even the rewards with theDiscover it Secured Credit Cardare slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. You can receive up to 50 percent discounts on prescriptions with major pharmacies with a printable discount card if you choose to join the medical discount plan provider location service included with your card. Brinks Prepaid Mastercard Review - Card With Some Big Perks Notice this card charges a monthly maintenance fee of up to $9.95. You may have to pay a fee of up to $3.95 every time you load the card, Charges a $1.50 signature purchase transaction fee. Void where prohibited by law. (Residents of the State of Vermont are ineligible to open a Card Account). Bankrateexpert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. If cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly Plan. (CT) brinksmoneypayroll@brinksinc.com www.brinkspayrollcard.com CompuSafe Customer Support The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by. now = new Date(); delay availability of funds with or without notice. Certain products and services may be licensed under U.S. Patent Nos. Bankrate.com is an independent, advertising-supported comparison service. After regularly featuring his credit card, credit monitoring and identity theft analysis on NextAdvisor.com, he joined the CreditCards.com and Bankrate.com teams as a staff writer to develop product reviews and comprehensive credit card guides focused on cash back, credit scores and card offers. By signing up1 for a Brink's Money Prepaid Mastercard, you'll be able to control and manage your day-to-day money in a convenient way. Brink's Prepaid Mastercard Review - AllCards.com Early Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. Just a dollar-for-dollar match. With Brink's Direct Deposit, you can get paid faster* than a paper check. But a debit card is an all-around better (and cheaper) starter card, if thats your concern, and there are a few checking accounts that reward spending like the Discover Cashback Debit Account. How to find routing and account number on my Brinks prepaid Mastercard Percentage taken of total check amount. Take advantage of the convenient features that help take the stress out of managing your money so you can spend time on the important things, like friends, Enroll in Brink's Money Payback Points. 9. You can use your Brink's Money Prepaid Mastercard to pay for just about anything. Netspend is a registered agent of Republic Bank & Trust Company. Brinks Preferred Benefits members may choose to open an optional FDIC-insured savings account with Republic Bank & Trust Company. As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. Terms apply to the offers listed on this page. The Brink's Money Prepaid Mastercard combines the security of Brink's with the flexibility and power of Netspend. All products or services are presented without warranty. However, its rewards program is confusing, and, like most prepaid cards, it poses a few fee-harvesting traps. Activate/Register Log In Anytime Alerts TM Enroll in Anytime Alerts to keep track of your balance, deposits, and payments via text or email. They will tell you how to reload the card. When filing your taxes, put your Routing Number and Account Number in the designated fields (shown below) and indicate 'Checking' as the account type. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of Here are some of the ways to add money to your Card Account once you've activated your Card and verified your identity.1, Add Money to your Brink's Money Prepaid Mastercard >. Brink's Money Paycard - Cardholders. Brinks costs $39.99 to $49.99 a month, depending on which plan you choose. The Brink's Prepaid Mastercard provides cardholders with an easy way to pay and manage money prior to opening a credit card or secured card account. Any opinions, analyses, reviews or recommendations expressed here are those of the authors alone, Ingo See below for Official Rules & complete details. Pay-As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. Pay- to fraud prevention restrictions at any time, with or without notice. mostly not recommended redemption parameters. Because Savings Account funds are withdrawn through the Card Account A FICO score/credit score is used to represent the creditworthiness of a You have not yet won. What differentiates the The Mango Prepaid Mastercard from the other prepaid cards on this list is its ridiculous savings account that lets cardholders earn up to 6.00% APY. Do Private Student Loans Have a Statute of Limitations? Brink's Prepaid Mastercard | Apply Online | CreditCards.com Plan. Brink's Prepaid Mastercard is issued by Republic Bank & Trust Company, which is based in Louisville, KY and was founded in 1982. No charge for this service, but your wireless carrier may charge for messages or data. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Unfortunately, your balance will be constantly nibbled into by the cast of fees that usually come with even the best prepaid cards. A Red Ventures company. restrictions may delay availability of funds with or without notice. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated Cardholder is responsible for repayment of any negative balance. Percentage taken of total check amount. Contact - Brink's US 9 Custom Card Fee applies. and everyday life! The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. Best Prepaid Credit Cards & Debit Cards of 2023 - CreditCards.com You are always on the go. When your highest-paid employees spend time handling cash, your business loses time and money. Our editors and reporters thoroughly fact-check editorial content to ensure the information youre reading is accurate. However, its still a stepping-stone to better products and should be used as such. Set the dial to 0. With Direct Deposit, you don't have to wait in line to cash your check, pay checking cashing fees, or worry about a paper check being lost or stolen. if (theYear < 1900) theYear = theYear + 1900; IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information The Brinks Prepaid Mastercard can be helpful in a financial pinch for people who are unbanked or who cant open a traditional checking account. Getting a Business Loan When You Have Bad Credit. The redemption options can be valuable, but the point values and higher-yield reward opportunities are a bit foggy unless you already have an account. Prepaid MasterCards are used like regular credit cards. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. Domestic ATMs only charge a $2.50 withdrawal fee. Unless youre dedicated to a prepaid card, alternative options like one of the best checking accounts might be cheaper. His areas of expertise include credit card strategy, rewards programs, point valuation and credit scores, and his stories on building credit have been cited by Mic.com, LifeHacker, People.com and more. Prepaid Payroll Debit Cards for Employees - Brink's Money What is a Brink's money card? - Vanessa Benedict Additional transaction fees, costs, terms and conditions may All other trademarks and service marks belong to their owners. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. You may also be charged a fee by the ATM operator. The information, including card rates and fees, is accurate as of the publish date. Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card.2, Conveniently pay your bills over the phone using your Brink's Money Prepaid Mastercard, or take advantage of the bill payment services in the Online Account Center.9. LET'S TALK. Ends 1/31/22. Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. prepaid debit cards and related financial services to the estimated 60 million underbanked consumers in the United States How to Open a Brinks fire Safe. 9 Bill payments may be subject to fees. What Are The Different Types of Life Insurance? Filter & compare all your options in one place. For up-to-date Interest is What Is Brinks Prepaid Mastercard? For Unlike credit cards, however, they don't work on credit. The Brink's Prepaid Mastercard offers bank-level features without hefty fees. Reduce industry jargon so you get the clearest form of information possible, so you can make the right decision for you. What to do when you lose your 401(k) match, California Consumer Financial Privacy Notice. identity. Netspend is a registered agent of Republic Bank & Trust Company. Prepaid cards operate like debit cards in that you cant spend beyond your cards balance. service provider and read the information they can provide. Brink's Prepaid Mastercard. theYear = now.getYear(); Brink's Money Prepaid Account - Brink's Prepaid Mastercard Points can be redeemed for cash back in the form of account credits, but you must log in to the Online Account Center or mobile app to see your other reward choices. Republic Bank & Trust Company and Mastercard are not affiliated in any way with this optional offer and do not endorse or sponsor this offer. Brink's Complete services are provided by Brink's Capital LLC, an indirect wholly owned subsidiary of The Brink's Company. All products, logos, and company names are trademarks or registered trademarks of their respective holders. but you may be able to use the Card for in-store purchase transactions. Another feature is the $10 Purchase Cushion: Brinks will create a $10 negative balance on the account to cover any overdrafts. These are some of the most common fees associated with the use of your Card. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. the Average Daily Balance which is $1,000.00 or less will be 4.91%. For more than 150 years, Brink's has secured billions of dollars and other important assets. This is a third-party fee and is subject to change. Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates may apply.) If you wish to change to another Plan, just call 1 (877) 8493249 or visit. Fee to send money is determined and assessed by Western Union. Fee is assessed to transferor's account when the transfer is The content created by our editorial staff is objective, factual, and not influenced by our advertisers. Call our automated, toll-free number 1 editorial policy, so you can trust that our content is honest and accurate. money on your Card via Western Union Money Transfer. At Bankrate, we have a mission to demystify the credit cards industry regardless or where you are in your journey and make it one you can navigate with confidence. Along with card spending, your most sizable reward opportunities are unlimited $20 referral bonuses if individuals you refer put at least $40 on their cards. Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access Direct Deposit more than $500 in payroll or government benefits in a calendar month and you'll be eligible for the Reduced Monthly Plan, our plan with the most features. The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to: At Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience. Securing cash and valuables since 1859.; With Brink's Direct Deposit, you can get paid faster than a paper check. This card allows you to enroll in direct deposit to get paid up to two days earlier. for your tax refundand for all your payroll and benefit checks too. (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. We may also ask to see your driver's license or other identifying information. Enroll in Direct Deposit to have your paycheck or government benefits onto your Card Account. Approved purchase transactions may create up to a $10.00 negative balance on your Card Account. theYear = now.getYear(); ++During checkout, select "CREDIT" on the keypad to make a Signature Purchase, or select "DEBIT" and enter your PIN to make a PIN Purchase. But if youre a Brinks Preferred Benefits cardholder, the issuer may give you up to a $10 negative balance as a courtesy, offering some wiggle room if youre in a pinch. Securing cash and valuables since 1859. You can also deposit your paycheck or a personal check using the mobile banking app, available for both Apple and Android phones. Cardholder is responsible for repayment of any negative balance. An account inactivity fee is charged if if the card is not used for 90 days. Brink's gives you the peace of mind you deserve. Securing cash and valuables since 1859. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. After qualifying, Monthly Plan Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. However all credit card information is presented without warranty. Fee varies Per transfer. How to Find a Money Transfer Service Near Me? Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders In the US, different routing numbers may apply for different types of transactions and accounts. - 8 PM. - Find surcharge free ATMs. But with Brink's Complete, they can improve savings & reduce the hours it takes to handle cash. Home - Brink's US